Home Loans California

References

Purchases

Refinance

Credit

No Equity

Seconds

You don't have to be a first time homebuyer or possess excellent credit  to qualify for a 100% home purchase loan! We have hundreds of home purchase programs for all types of credit including:

"A" Credit Borrowers

Self Employed Borrowers

Recent Bankruptcies

Bruised Credit

No established credit

Stated Income

Past foreclosures

Slow payment histories

and more!

Whether you're looking to refinance your current home loan to lower your rate or to get cash out for any purpose, we may have the mortgage loan program to suit your specific needs!

Programs available to help borrowers:

Lower mortgage rates

Drop PMI

Convert from ARMs to fixed rates

And receive cash out for any purpose!

With hundreds of lenders and thousands of programs at our fingertips, we do everything possible to say YES! We offer a wide variety of mortgage refinance, home purchase loans, and equity second mortgage loans to borrowers who may have experienced credit problems in the past.

 We understand that a new loan can be the way to help you improve your financial status, especially if you pay off some of your current bills.

Borrow up to 125% of your home's value to pay off bills, take a vacation, consolidate high interest rate credit cards, or use the cash for any purpose! 125 home equity loans give you more financial freedom  by lowering monthly payments and allowing homeowners to get back on their feet.

No equity loans or 125 loans can (in many instances) close within a very short period of time- giving the homeowner access to cash quickly and easily.

Second Mortgage loans are available to homeowners with or without home equity! Sometimes it just doesn't make financial sense to refinance your first mortgage so the best alternative may be a new second mortgage!  You can refinance an existing second mortgage or take out a new second mortgage for debt consolidation, home improvements, cash out, or any other purpose.

Purchase Loans

Credit Challenges

2nd Mortgages